Amount 500 - 40000 R
Interest from 5 %
Loan term 30 days - 12 months


Quick overview

✅ Amount: 500 - 40000 R
✅ Interest from: 5 %
✅ Loan term: 30 days - 12 months
✅ Loan processing time: 24 hours
✅ Applicant's age: 18 years

If you will get the loan of R1.000 with the term of 12 months, your totally payment would be R2.160. The fee is R1.160.

What Finchoice has to offer

What has Finchoice to offer to clients, so that they are still one of the most popular loan services? You can lend anything between R500 and R40 000 with them. Making sure that you have the money you need to cover all the expenses that you might have. Repayment can be done in one or 24 months. Making it easier to repay a large amount of money.

The interest rate starts at 5% and there are also some other handling fees that you need to pay extra when you have an approved loan application. Their applications are processed within a day, and the payout will be paid out as fast as possible after approval.

Loan requirements

Something important to know is that Finchoice is an NCR registered loan service. And, therefore they need to make sure that they obey the NCR rules and regulations for giving out loans. This is why they have some strict criteria that you need to meet before you can apply for the loan.

  • You need to be employed permanently
  • Getting a monthly salary of more than R5 000 for the last 6 months
  • Have a valid South African barcoded ID and be at least 18 years old
  • Have a South African bank account with proof of residence
  • Needs to be able to afford the loan. Even if you are repaying it within a month

Finchoice review conclusion

It isn’t hard to find any reviews about Finchoice. Especially because this is such a popular lender, and because so many people are making use of this loan service. You need to make sure to read some of the reviews before you decide to use Finchoice as your lender.

Most reviews are saying that Finchoice is a great service, that delivers fast results, fast payout, and has friendly staff. Everything is getting done professionally and will give you the cash you need in no time. Even if you need to be able to afford the loan, not many people are getting turned down. This is what everyone is saying about Finchoice.

Finchoice is more than just another lender. You can use them as a payday lender, or you can make a loan for 24 months. As long as you can afford the loan and the repayment, you will not regret this decision. With reading reviews, you will see that most clients recommend Finchoice as the preferred South African lender.

What is your experience with this loan provider?

Very hard to get loan here for person without good credit.
Reviewed 10. 05. 2020