OneFi

5 / 5Rating 0Took advantage 1Review
Overal rating
Terms and conditions
Customer service
Ease of application
Interest and instalments
Amount 1500 - 1000000 ₦
Interest from 1 %
Loan term 30 days - 15 months
Processing time 24 hours

Quick overview

Amount 1500 - 1000000 ₦
Interest from 1 %
Loan term 30 days - 15 months
Processing time 24 hours
Minimal applicant’s age 18 years


If you get a loan of ₦1500 with the term of 4 weeks, the fee will be ₦1,190 and your total payment will be ₦2690.

I use their carbon app regulary. OneFi is fine
Adaeze
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What OneFi has to offer

OneFi loans are those with limited access to credit, a short-term, immediate loan without collateral or documentation.

The OneFi loan has a friendly interest rate of 1% - 10% with no additional fees depending on the loan tenure and the amount borrowed. You can receive between ₦1500 and ₦1,000,000, and you can repay within 64 weeks via weekly payment. The processing time is immediate. It lets you know your loan status immediately and you can receive your money within 24 hours.

Loan requirements

OneFi is licensed under the Money Lenders Law. Through the platform's affiliated loan company, Carbon, OneFi quick cash loans are applied for. The Carbon mobile app is available for download from the App Store or Google Play. They do not require collateral from borrowers, but they have some strict criteria that you need to meet to qualify for a loan. Here are some requirements you need to consider:

  • You have to be at least 18 years old
  • You must have a bank account with BVN
  • You must live in Nigeria
  • You must have the mobile app

OneFi loan review conclusion

OneFi offers those with limited access to credit a short-term, immediate loan without collateral or documentation. There are many reviews on the OneFi loan website and Carbon app. Most of them are positive reviews. It is a great loan lender for blacklisted borrowers too.

The reviews say the approval process is quick and the loan is paid into your account within hours. OneFi loans are available to students, employed individuals, and business owners.


What is your experience with this loan provider?

I use their carbon app regulary. OneFi is fine
Adaeze
Reviewed 09. 19. 2022
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